| Item |
Description |
Rate |
| Preferred Option Finance (Balloon) |
Tier 1+ / FICO 720+ / 36 months |
5.15% |
| Preferred Option Finance (Balloon) |
Tier 1+ / FICO 720+ / 48 months |
5.65% |
| Preferred Option Finance (Balloon) |
Tier 1/ FICO 690-719 / 36 months |
5.65% |
| Preferred Option Finance (Balloon) |
Tier 1 /FICO 690-719 / 48 months |
6.15% |
| Preferred Option Finance (Balloon) |
Tier 2 / FICO 670-689 / 36 months |
7.00% |
| Preferred Option Finance (Balloon) |
Tier 2 / FICO 670-689 / 48 months |
7.50% |
| Preferred Option Finance (Balloon) |
Tier 3 /FICO 650-669 /36 months |
9.05% |
| Preferred Option Finance (Balloon) |
Tier 3/FICO 650-669 /48 months |
9.55% |
| Preferred Option Finance (Balloon) |
Tier 4/FICO 649-630 /36 months |
12.30% |
| Preferred Option Finance (Balloon) |
Tier 4/FICO 649-630 /48 months |
12.80% |
| Preferred Option Finance (Balloon) |
Tier 5/ FICO 629-610 /36 months |
15.35% |
| Preferred Option Finance (Balloon) |
Tier 5/ 629-610 FICO/ 48 Months |
15.85% |
| Preferred Option Finance (Balloon) |
Tier 6/ 609-580 FICO/ 36 Months |
18.00% |
| Preferred Option Finance (Balloon) |
Tier 6/ 609-580 FICO/ 48 Months |
18.00% |
| Preferred Option Finance (Balloon) |
Tier 7/ 579-520 FICO/ 36 Months |
18.00% |
| Preferred Option Finance (Balloon) |
Tier 7/ 579-520 FICO/ 48 Months |
18.00% |
| Tier 1+ FICO 720+ |
60 months |
4.15% |
| Tier 1+ FICO 720+ |
63 Months |
4.15% |
| Tier 1+ FICO 720+ |
66 months |
4.40% |
| Tier 1+ FICO 720+ |
72 months |
4.60% |
| Tier 1+ FICO 720+ |
75 months |
4.85% |
| Tier 1+ FICO 720+ |
84 Months |
5.80% |
| Tier 1 FICO 690-719 |
60 months |
4.65% |
| Tier 1 FICO 719-690 |
63 months |
4.65% |
| Tier 1 FICO 690-719 |
66 months |
4.85% |
| Tier 1 FICO 690-719 |
72 months |
5.35% |
| Tier 1 FICO 690-719 |
75 months |
5.60% |
| Tier 1 FICO 690-719 |
84 Months |
6.55% |
| Tier 2 FICO 670-689 |
60 months |
6.00% |
| Tier 2 FICO 689-670 |
63 Months |
6.00% |
| Tier 2 FICO 670-689 |
66 months |
6.25% |
| Tier 2 FICO 670-689 |
72 months |
6.90% |
| Tier 2 FICO 670-689 |
75 months |
7.00% |
| Tier 3 FICO 650-669 |
60 months |
8.05% |
| Tier 3 FICO 669-650 |
63 Months |
8.05% |
| Tier 3 FICO 650-669 |
66 months |
8.65% |
| Tier 3 FICO 650-669 |
72 months |
9.15% |
| Tier 3 FICO 650-669 |
75 months |
9.65% |
| Tier 4 FICO 649-630 |
60 months |
11.30% |
| Tier 4 FICO 649-630 |
63 Months |
11.55% |
| Tier 4 FICO 649-630 |
66 months |
11.90% |
| Tier 4 FICO 649-630 |
72 months |
13.70% |
| Tier 4 FICO 630-649 |
75 months |
14.20% |
| Tier 5 FICO 629-610 |
60 months |
14.35% |
| Tier 5 FICO 629-610 |
63 Months |
14.60% |
| Tier 5 FICO 629-610 |
66 months |
15.00% |
| Tier 5 FICO 629-610 |
72 months |
15.75% |
| Tier 5 FICO 610-629 |
75 months |
16.25% |
| Tier 6 FICO 609-580 |
60 months |
18.00% |
| Tier 6 FICO 609-580 |
63 Months |
18.00% |
| Tier 6 FICO 609-580 |
66 months |
18.00% |
| Tier 6 FICO 609-580 |
72 months |
18.00% |
| Tier 6 FICO 580-609 |
75 months |
18.00% |
| Tier 7 FICO 579-520 |
60 months |
18.00% |
| Tier 7 FICO 579-520 |
63 Months |
18.00% |
| Tier 7 FICO 579-520 |
66 months |
18.00% |
| Tier 7 FICO 579-520 |
72 months |
18.00% |
| Tier 7 FICO 520-579 |
75 months |
18.00% |
| Rent Charge Factor Tier 1 plus Fico 720+ |
Lease |
0.00235 |
| Rent Charge Factor Tier 1 Fico 719-690 |
Lease |
0.00245 |
| Rent Charge Factor Tier 2 Fico 689-670 |
Lease |
0.00290 |
| Rent Charge Factor Tier 3 Fico 669-650 |
Lease |
0.00380 |
| Rent Charge Factor Tier 4 Fico 649-630 |
Lease |
0.00430 |
| Rent Charge Factor Tier 5 Fico 629-610 |
Lease |
0.00510 |
| Rent Charge Factor Tier 6 Fico 609-580 |
Lease |
0.00570 |
| Rent Charge Factor Tier 7 Fico 579-520 |
Lease |
0.00690 |
Rates are determined by the applicant(s) Automotive model FICO score from Transunion. Interest rates are subject to change without any prior notice. Advance Limits will apply as required. *Bankruptcy score indicators may apply.